Calculator
Plan your EMI before applying
Use transparent inputs to estimate repayment. Final pricing comes from lender sanction terms.
EMI Calculator
Estimate monthly repayment using the standard reducing-balance EMI formula.
APR may differ from nominal interest because it can include processing fees and other lender-disclosed charges. Final APR appears in lender sanction terms before acceptance.
Estimated monthly EMI
₹16,037
Total payable
₹7,69,776
Interest
₹1,69,776
Processing fee est.
₹12,000
Indicative APR
14.6%
Types of Loan Fees
Rates & Charges Applicable
Interest Rate
Starting interest rate may vary based on factors such as credit history, existing financial obligations, and the lender's discretion.
Eligibility
Loan approval is subject to successful completion of KYC and income verification procedures.
Annual Percentage Rate (APR) & Repayment Schedule
APR offered to customers may vary by borrower profile and lender approval. Min APR - 5.99% | Max APR - 18%. Repayment tenure: Min - 12 months | Max - 240 months. T&C apply.
Processing / Facilitation Charges
2% - 5% of the approved loan amount
Part / Full Payment (Foreclosure)
Part payments are not allowed. Full prepayment is permitted only after 3 EMIs have been paid.
Interest on Overdue EMIs
2% per month
Cheque Bounce Charges
Rs 500 for every bounce
Loan Cancellation
No extra charges applicable. Interest accrued between disbursement and cancellation will be payable. Processing fees remain non-refundable.
Example
On a personal loan of Rs. 1 lakh at rate of 8% per annum, for a tenure of 24 months, the EMI amount will be Rs. 4,523.
Interest rates are subject to borrower's credit profile and lender approval.