Submit your loan requirement. Our team will call you back.
Ksathifin collects your details securely and helps route eligible enquiries to the right lending partner after required disclosures.
EMI Calculator
Estimate monthly repayment using the standard reducing-balance EMI formula.
Estimated monthly EMI
₹16,037
Total payable
₹7,69,776
Interest
₹1,69,776
Processing fee est.
₹12,000
Indicative APR
14.6%
Loan products
Built for real borrowing needs
Each product keeps pricing, document requirements, and lender disclosure visible from the start.
Personal Loan
Flexible credit enquiries for planned expenses with clear callback and document guidance.
Business Loan
Working capital and growth finance enquiries for small Indian businesses.
Emergency Loan
Callback support for urgent medical, family, or cash-flow requirements.
Self-employed Loan
Loan enquiries for freelancers, consultants, and independent professionals.
How it works
A guided application journey
Enter basic details
Lead reaches Loan Desk
Team reviews eligibility
Callback is scheduled
Documents are requested if needed
Partner terms are disclosed
Eligibility
Start with a transparent pre-check
Collect the minimum useful information first, then ask for deeper KYC only when the user chooses to continue.
Ksathifin acts as a loan enquiry and facilitation platform. Final approval is subject to lender policy, consent-based KYC, document verification, and signed disclosures.
Consent before partner sharing
Secure KYC and document collection
Clear upload checklist
Offer pricing shown before acceptance
Submit your loan enquiry
No OTP required. Your lead is collected for review and callback is scheduled.
Offer transparency
No offer is shown without a real application
Production offers are generated only after login and application submission, then stored against that borrower in MySQL.
Lender identity
Borrowers see the lender name, APR, fees, tenure, and repayment totals before moving forward.
Terms-first workflow
Charges, penal terms, foreclosure rules, and lender policies are surfaced before acceptance.
Consent trail
Registration, application, and document-upload consent events are recorded for admin review.
Charges
Interest rates and charges
A clear view of common charges before a borrower continues with an application.
Interest rates are subject to borrower's credit profile and lender approval.
Security
Privacy-first lending workflow
Data encryption
Consent-based KYC
No unnecessary permissions
Grievance officer
FAQ
Questions borrowers should ask
Does submitting an enquiry affect my credit score?
No. The enquiry form uses self-declared information. Any bureau or KYC check needs separate consent.
Does submitting an enquiry affect my credit score?
No. The enquiry form uses self-declared information. Any bureau or KYC check needs separate consent.
Who gives final loan approval?
Final approval, pricing, and disbursal are handled by the relevant regulated lending partner after verification.
Who gives final loan approval?
Final approval, pricing, and disbursal are handled by the relevant regulated lending partner after verification.
What happens after I submit the form?
Your lead appears in the backend panel. The Ksathifin team can review it and contact you for the next step.
What happens after I submit the form?
Your lead appears in the backend panel. The Ksathifin team can review it and contact you for the next step.
Check your loan eligibility in 2 minutes.
Credit bureau or KYC checks require explicit consent and are shown before they happen.